Medium risk

Printing services merchant accounts

Custom orders with deposits and long turnaround raise refund questions. We match print shops with a processor that prices them fairly, then keep the account healthy and work toward better terms.

Why underwriters look closely at printing services

Custom orders

Customers who don’t like the result dispute work that can’t be resold.

Deposits and turnaround

Payment before production leaves room for delivery disputes.

Intellectual property

Print-on-demand designs that copy trademarks or characters bring takedowns and acquirer concern.

A payment setup that fits

How we usually set up print shops. Your consultant tailors it to how you actually sell.

  1. 1

    Proof approval before the balance

    Customers approve a proof in writing before production.

  2. 2

    Deposits for large jobs

    A deposit up front, the balance on delivery.

  3. 3

    Business card data

    Level 2 and 3 data on business card payments qualifies them for lower rates.

What you’ll need to apply

Have these ready and your application moves faster. Your consultant confirms the exact list for the processor you’re matched with.

  • Government ID for every owner with 25% or more
  • Voided business check or bank letter
  • Recent business bank statements
  • Recent processing statements, if available
  • Business registration and EIN letter
  • Order and proof-approval process
  • Terms for custom work and refunds
  • Content policy for customer-supplied designs

Why applications get declined, and how to avoid it

  • Selling designs that infringe trademarks
  • No written approval before production

We review your website, policies and statements against these before anything is submitted.

Get startedFor print shops. Two minutes to start, and a consultant calls you back.
Get started

Keeping the account healthy after approval

Getting approved is half the job. These habits keep your account in good standing, and our platform tracks the numbers behind them for you.

  • Keep signed proofs with every order
  • Screen customer designs for trademarks
  • State turnaround times clearly
How our consulting after approval works See how we’d watch an account like yoursClick through the hub with sample data: the dispute ratios, approvals, fees and deposits we track for print shops.Try the demo

Printing services: common questions

How do we win disputes over quality?

With the proof the customer approved and the order terms they accepted.

Is print-on-demand riskier?

It can be, because of copied designs. A clear content policy and screening help a lot.

Can business customers pay by invoice?

Yes, by card or ACH. Passing Level 2 and 3 data on business cards lowers your cost.

What happens after I’m approved?

We stay on the account with you, watching fees, approvals and chargebacks, and tell you when there is money to save.

Related industries

Talk to a payments consultant

Tell us about your business. We’ll tell you which processor fits, what it should cost, and how we’ll keep it optimized after you’re approved.