Why underwriters look closely at high-ticket coaching & seminars
Paid now, delivered later
You’re paid today for coaching that happens over weeks or months, so the acquirer carries the risk until it’s delivered.
Large tickets
A single dispute on a several-thousand-dollar program moves your ratio and your losses quickly.
Income claims
Programs that promise earnings attract regulator attention and buyer’s remorse.
A payment setup that fits
How we usually set up coaches and seminar companies. Your consultant tailors it to how you actually sell.
- 1
Payment plans
Split large programs into scheduled payments with signed authorization.
- 2
Signed agreements before payment
E-signed client agreements linked to each charge.
- 3
Delivery records
Attendance, logins and session notes kept so you can show what was delivered.
What you’ll need to apply
Have these ready and your application moves faster. Your consultant confirms the exact list for the processor you’re matched with.
- Government ID for every owner with 25% or more
- Voided business check or bank letter
- Recent business bank statements
- Recent processing statements, if you have taken cards before
- Articles of incorporation and EIN letter
- A website with clear pricing, refund, cancellation and contact details
- Your client agreement and refund policy
- Sales page and a description of how the program is delivered
Why applications get declined, and how to avoid it
- No signed client agreement
- Earnings promises on sales pages
- A refund policy that contradicts the sales page
- No record of delivery to point to in a dispute
We review your website, policies and statements against these before anything is submitted.
Keeping the account healthy after approval
Getting approved is half the job. These habits keep your account in good standing, and our platform tracks the numbers behind them for you.
- Keep sales-call promises in line with the agreement
- Record attendance and logins for every client
- Offer a clear refund window and honor it
High-ticket coaching & seminars: common questions
How do we win coaching disputes?
With the signed agreement, the refund policy the client accepted, and records of what was delivered: calls attended, logins, materials sent.
Can we offer payment plans?
Yes, with written authorization for each scheduled payment. Plans also shrink the size of any single dispute.
Why did our processor hold funds after a big launch?
A sudden jump in volume and ticket size triggers reviews. We plan launches with your acquirer so limits are raised before the spike.
What happens after I’m approved?
We keep working with you. Our platform gives you one view of every account, and we review your chargebacks, approval rate, fraud tools and fees with you so the account stays healthy and gets cheaper over time.